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FHA Closing Costs

While FHA defines which closing costs are allowable as charges to the borrower, the specific costs and amounts that are deemed reasonable and customary are determined by each local FHA office. All other costs are generally not allowed and are usually paid by the seller when buying a new home, or paid by the lender when refinancing your existing FHA loan.

  Lender's origination fee
  Deposit verification fees
  Attorney's fees
  The appraisal fee and any inspection fees
  Broker origination fee
  Cost of title insurance and title examination
  Document preparation (by a third party)
  Property survey
  Credit reports (actual costs)
  Transfer stamps, recording fees, and taxes
  Test and certification fees
  Home inspection fees up to $200

Allowed in an FHA refinance: wire transfer fees, courier fees, and fees to payoff bills.


Financial Services Unlimited, Inc.
Client Services: 800-238-9202

11950 SW 2nd St. Suite 300
Beaverton, OR 97005
503-626-8910 - Fax


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