FHA Home Loans
Below are the FHA Home Loan Guidelines and
Information Categories available to help you get started:
FHA insured loans require Mortgage
Insurance to protect lenders against losses
that result from defaults on home mortgages.
Lending Limits for FHA Loans
FHA mortgage FHA Lending Limits
vary based on a variety of housing types and the state and county in which the
property is located.
Your Loan Checklist
Before you start the loan process,
you'll want to be prepared for the loan application. Have your information
organized and ready for your loan officer. Be prepared to pay for property
appraisal and a credit report.
While FHA defines which FHA Closing
Costs are allowable as charges to the
borrower, the specific costs and amounts that are deemed reasonable and
customary are determined by each local FHA office.
Debt to Income Ratios
In order to prevent homebuyers from getting into a home they cannot afford, FHA
guidelines have been set in place requiring borrowers and/or their spouse to
qualify according to set Debt to
An FHA loan applicant's past Credit
Performance that demonstrates good credit
history and a solid track record of timely payments will likely be eligible for
Down Payment Grants
Down Payment Assistance
is offered to many types of applicants who wish to achieve home ownership.
Financial Services Unlimited, Inc.
Client Services: 800-238-9202
11950 SW 2nd St. Suite 300
Beaverton, OR 97005
503-626-8910 - Fax
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